Contact us

Please fill in this form if you have any questions or require any further information from us. We will get back to you as soon as possible. We are committed to offering you, our client, tailored solutions that meet your individual needs. Please be advised that our range of private banking products and services are available to clients with a minimum investment of €500,000 (France) and €1,000,000 (Luxembourg, Monaco, Italy and Belgium). 

* Mandatory fields

Contacts

France: +33 (0)1 53 43 87 00 (9am - 6pm)

Luxembourg: +352 47 93 11 1 (8:30am - 5:30pm)

Monaco: +377 97 97 58 00 (9/12am - 2/5pm)

Lombard credit

Definition

A Lombard loan / Lombard credit is a type of securities-backed loan that allows a borrower to obtain financing against their portfolio by using their financial assets as collateral. This mechanism provides financial leverage, enabling the mobilization of liquidity without selling investments, while benefiting from a credit line adjusted to the value and quality of the securities held. The Lombard Loan is a secured financing product, often used to optimize cash management and access flexible financing solutions.

Focus on Lombard loans / Lombard credits in Private Banking

In the private banking sector, the Lombard Loan represents a specialized, high-end banking service designed for wealthy clients who wish to leverage their portfolio of financial assets while maintaining their investment strategy. Key features include:

  • A personalized offer with a credit line adjusted according to the portfolio composition and the client’s risk profile.

  • A loan secured by diversified assets (equities, bonds, funds, etc.), ensuring enhanced security for the bank and advantageous conditions for the client.

  • A flexible cash management solution, allowing financing of projects, investment opportunities, or personal needs without liquidating assets.

  • Integration of the Lombard Loan into a comprehensive wealth management strategy, combining financial optimization, asset protection, and long-term planning.

  • Access to specialized banking services and tailored advice typical of private banking, effectively supporting the client in their financial decisions.

In summary, the Lombard Loan in private banking is a bespoke financing solution that combines security, flexibility, and performance, perfectly suited to the complex needs of wealthy clients.