Legal information

Professional regulations
Société Générale is a French credit institution (bank) authorized by the Autorité de Contrôle Prudentiel et de Résolution (or Prudential Control Authority per its translation to the English language) (ACPR, 61, rue Taitbout 75 436 Paris Cedex 09) and controlled by this Authority and by the Autorité des Marchés Financiers (or Financial Market Authority per its translation to the English language) in France to act as a credit institution and investment firm (hereafter « investment services bank »), entitled to perform any banking activity or to provide any investment service except the operation of Multilateral Trading Facilities, under the provisions of the French Code Monétaire et Financier (Monetary and Financial Code per its translation to the English language).

Contents of this website
Société Générale, any other entity member of the Group Société Générale and any third party contributor (the “Contributors”) shall make their best efforts to ensure that the information displayed on this website is accurate and up-to-date; Société Générale and the Contributors reserve their right to amend the content of this website at any time, without prior notice. However, they are not able to guarantee that the information herein is complete or that it will not be modified by a third party (for example in the event that this website was infected by, particularly but not limited to, any kind of malware, in spite of all the precautions taken by Société Générale). Société Générale and the contributors hereby disclaim any and all direct or indirect liability related to or caused by any delay, error or omission in the contents of this website, as well as from the use, the interruption or non-availability of this website. Therefore, Société Générale and the contributors shall not be held liable for any indirect consequential loss or damage, including, but not limited to: (i) any damage or loss arising from any transaction carried out on the basis of the information herein; (ii) any loss of profit, loss of business, or any other loss arising from an interruption to the service; or, (iii) the increase of the fees or charges for accessing and processing the information. Further, Société Générale and the contributors shall not be held liable neither for the results of any factor beyond their control nor for any eventual loss or damage to your technical environment, including, but not limited to, hardware, software, or any other equipment used to access this website or use the services and/or the information herein. Finally, société générale and the contributors do not guarantee, nor shall they be held liable, under any circumstance, for the suitability, fitness for any particular purpose, sequence, accuracy, absence of errors, veracity, topicality, loyal and commercial nature, quality, soundness, non-infringement or availability of the information contained on this website.

You undertake to access and use the information contained on this website for your own personal and non-commercial use only.

Information about Financial Instruments
The terms and conditions relating to financial instruments are indicative. The information about financial instruments in question do not constitute on the part of Société Générale either an offer to purchase, sell or subscribe financial products or services (including banking and insurance products), or a solicitation of an offer to buy or sell. Société Générale and the contributors hereby disclaim any and all liability related to the accuracy, completeness or adequacy of the information drawn from external sources, although this information comes from sources deemed reliable. When simulated past performance or past performance are presented, the relevant data pertaining to past periods are not a reliable indicator of future results. This applies even to the evolution of historical market data. When simulations of future performance are presented, the data for these performances are only predictions and are not a reliable indicator of future performance of the product. In addition, when past performance or simulated past performance are based on data expressed in a currency other than that of the State of the investor, the potential gains can increase or decrease based on changes exchange rate. Finally, when past performance or simulated performance (whether past or future) are presented, any gains can also be reduced by the effect of commissions, fees or other charges incurred by the investor.
Should you wish to obtain any of the products or services displayed herein, please contact Société Générale to obtain information on the availability, contractual terms, conditions and prices.

Product subscription and Investment services provision
In accordance with its legal and regulatory requirements (particularly under the Market in Financial Instruments Directive (MiFID)), and depending on the type of financial instruments involved and your classification as agreed with Société Générale, Société Générale may be required to verify that the financial instruments are suitable or appropriate to your investment or hedging objectives, financial capacity, knowledge and experience.
Without prejudice to the legal and regulatory requirements of Société Générale, investors must implement before investing in the product or entering into any transaction relating thereto, their own analysis of the product and its risks, particularly in terms of legal, tax and accounting, without relying solely on information supplied to them ; investors should consult, as deemed necessary, their own advisers on the matter or any other professional. Subject to compliance with legal or regulatory requirements, Societe Generale will not be held liable for financial consequences or any nature whatsoever arising from any transaction relating to the product or investment in the product.

The on-line request of subscription of a product or service offered by Société Générale requires of the acceptance of the latter and shall not be valid without it. Such subscription implies the subscriber’s acceptance to the applicable contractual conditions and fees, and its submission to French law.

Intellectual Property
This entire website is governed by international legislation on copyright, trademark and intellectual property in general, both as they are applicable to its form (editorial choices, layout, topics, means for accessing data, display, etc.), and to its content (text, images, etc.). The contents displayed on this website are of the exclusive property of Société Générale Group and the Contributors, respectively. You also undertake not to use this content for illegal purposes and not to allow anyone to do so.
By way of exception, some of the content (text, images) is the property of their respective authors.
Any reproduction, representation, diffusion or re-diffusion, in whole or in part, of the contents of this website on any medium or by any means whatsoever (including, but not limited to, caching, framing), as well as any sale, resale, retransmission or any other act tending to make such contents available to any third party in any manner whatsoever shall be prohibited. Failure to comply with these restrictions shall constitute a forgery engaging the civil and criminal liability of the forger.

Hypertext links
Société Générale shall not be liable for the hypertext links towards other websites, and particularly for the contents of the linked websites.
Société Générale shall not be liable for the hypertext links towards this website; no one shall create any such a link without Société Générale’s prior and express authorization.

Privacy
- Collection
Société Générale may as a result of your interaction with the website collect directly or indirectly nominative personal information about you, sometimes through the use of on-line or off-line forms. This information will be stored in and processed by Société Générale and/or its named providers or consultants information systems. The providing of some personal data may be mandatory in order to process your requests. If so, mandatory fields will be marked with an asterisk or any equivalent.
- Use
The data collected are to be used mainly for the continuation of the banking relationship with the customer. These data can also be used to keep you informed advise them of events, actions or publications that might arouse your interest.
Personal data, which may enable indirect identification, may also be collected and processed in order to better manage your connection and browsing (see below for information on Cookies).
- Communication with third-parties
Personal data collected can, as expressly agreed upon, be shared with legal entities of Société Générale Group, as well as to its partners, brokers and insurers as well to its subcontractors to the extent necessary for the fulfillment of the agreement or for direct marketing purposes.
- Processing security
Société Générale takes all physical, technical and organisational measures needed to ensure the security and confidentiality of personal data, particularly in view of protecting it against loss, accidental destruction, alteration, and non authorised access.
- Application of European regulations on the transfer of personal data outside the European Union
In particular owing to the international nature of Société Générale Group, and in order to optimise quality of service, the communication of information mentioned above may involved the transfer of personal data to countries from outside the European Economic Area, whose legislation on the protection of personal data is different from that within the European Union. Throughout the entire length of the banking relationship, Société Générale may entrust certain services with operational functions to service providers chosen for their expertise and reliability outside the European Union to provide targeted and limited IT services (tests, developments, IT maintenance).
- Rights of access, modification and objection
You are entitled to access your personal information and to have it amended, updated or deleted, where such information is incorrect, incomplete or outdated. You may also, on legitimate grounds, object to the processing of your personal information. Such objection may, however, prohibit Société Générale from providing the requested service. Anyone, without having to justify his/her decision, may refuse that any information pertaining to her/him is used, or communicated to, any third party for commercial purposes.
You may exercise your right to access, rectify and object to the use of your personal information by contacting Société Générale at the following address: the webmaster - webmaster.sg1@socgen.com
- Cookies
For your security, you banking website uses “cookies”. A cookie is a text file which is stored by your browser which is used to authenticate you during your browsing on the website.
You can, however, forbib you browser to store “persistent cookies” by configuring your browser as follows:

For Microsoft Internet Explorer 6 and 7:
1. Choose Tools / Internet Options in the menu bar.
2. Click on the Security tab and then on the ‘advanced’ button.
3. In the cookies menu, choose the option that suits you best. You can opt for automatic management of cookies (default) or place a check in the box by "Override automatic cookie handling" and then select “Refuse” in “First party cookies”, and in “Third party cookies”. Finally select “Always allow session cookies” and press “OK”.

For Firefox 2 and more:
1. Choose Tools / Options in the menu bar.
2. Select the Privacy category.
3. Then click on Cookies, select "Keep Cookies:" and choose "Until I close Firefox" and press “OK”.

For Safari:
1. Choose Preferences from the Safari menu and click Security
2. Click Always to accept and remember all cookies. Click "Only from sites you navigate to" to prevent storing cookies that come from websites other than those you open. Select this option to prevent advertisers on websites you visit from storing cookies on your computer. To see the cookies you have accepted, click Show Cookies. You can then remove cookies.

For Netscape 7.02:
1. Choose Edit / Preferences in the menu bar.
2. Select Confidentiality and Security.
3. Select Cookies and then click on “Accept cookies from the originating website only” and on “Accept for current session only”.

Required Plug-ins
- Plug'in Quicktime version 6 and above
- Plug'in Flash version 8 and above

Safety
This website is protected by one of the highest levels of technical security, and it is under permanent monitoring. The algorithms and mechanisms, used to protect your communications with Société Générale and the information that pertains you, comply with the French regulations in effect.