The flexibility provides the ability to seize investment opportunities without liquidating ongoing investments.
Financing my investment projects with asset financing
Understand your needs
Societe Generale Private Banking can consider granting you a line of credit secured by financial assets primarily in the form of liquid listed securities which may be directly held by or held indirectly through a life insurance contract.
The interest rate can be fixed, variable or combined, and the loan subject to regular repayments or repayable by a single payment at maturity.
Why us ?
Help from in-house credit and investment experts in optimising asset/liability management.
Step by step
Mobilisation of a team of credit, investment and wealth engineering experts.
Assets accepted in various currencies including EUR, USD, CHF and GBP.
Loans taken out for more than a year must be assigned to a specific asset or project.
Availability: from all Societe Generale Private Banking entities.
- Multiple asset classes are accepted: shares, bonds, funds, ETF, structured products, derivatives, unlisted assets, private equity funds, SCPI units, works of art, etc.
- Diversified investment portfolios can benefit from an enhanced loan-to-value ratio , thereby increasing the amount of credit available to you subject to conditions.
Can I get financing in a different currency to that of my collateral ?
Yes, we even accept different currencies within a same portfolio as collateral.
Is it possible to assist me as an entrepreneur with my investment projects, using my unlisted company’s shares as collateral ?
Yes, notably when your company is a client of the Societe Generale group.
What is the maximum facility ?
It depends on the client’s ability to support the investments and corresponding debt.
Can I leverage my portfolio under management ?
Yes, as long as the portfolio in question ismanaged by Societe Generale Private Banking.