Become a client

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You are not a client but would like to have more information about Societe Generale Private Banking? Please fill in the form below.

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Local contacts

France: +33 (0)1 53 43 87 00 (9am - 6pm)

Luxembourg: +352 47 93 11 1 (8:30am - 5:30pm)

Monaco: +377 97 97 58 00 (9/12am - 2/5pm)

Switzerland: Geneva +41 22 819 02 02 & Zurich +41 44 218 56 11 (8:30am - 5:30pm)

Claims

Financing my investment projects with asset financing

Understand your needs

Societe Generale Private Banking  can consider granting you a line of credit secured  by financial assets primarily in the form  of liquid listed  securities which may be directly held by or held indirectly through a  life insurance contract.

The interest rate can be fixed, variable or combined, and the loan subject to regular repayments  or repayable by a single payment at maturity.

Why us ?

The flexibility provides the ability to seize investment opportunities without liquidating ongoing investments.

Help from in-house credit and investment experts in optimising asset/liability management.

Step by step

#1

Mobilisation of a team of credit, investment and wealth engineering experts.

#2

Assets accepted in various currencies including EUR, USD, CHF and GBP.

#3

Loans taken out for more than a year must be assigned to a specific asset or project.

#4

Availability: from all Societe Generale Private Banking entities.

Did you know ?
  • Multiple asset classes are accepted: shares, bonds, funds, ETF, structured products, derivatives, unlisted assets, private equity funds, SCPI units, works of art, etc.
  • Diversified investment portfolios can benefit from an enhanced loan-to-value ratio ,  thereby increasing the amount of credit available to you subject to conditions.

Questions/Answers

Yes, we even accept different currencies within a same portfolio as collateral.

It depends on the client’s ability to support the investments and corresponding debt.

Yes, as long as the portfolio in question ismanaged by Societe Generale Private Banking.

What are the risks ?

 

If the market value of the assets used as collateral falls, additional funds may be requested. Should you fail to repay your credit or provide additional assets as security when required. Assets used as collateral may be sold to facilitate repayment. Please note that the value of investments may go down as well as up.

Important information

The content provided on this page is for informational purposes only and is not contractually binding. It is not intended to provide investment advice or any other investment service and does not constitute a personal recommendation, advice, or an offer from Societe Generale Private Banking to purchase, sell or subscribe to investment services and/or financial products.

The information contained on this page shall not be considered legal, tax or accounting advice. The materials contained therein are for illustrative purposes only and designed to provide the reader with information that may be of use in making decisions. Under no circumstances should it be construed as a personalised recommendation. Readers should consider it neither as an investment recommendation, nor as legal, accounting, or tax advice. All wealth management strategies under consideration will need to be approved by your usual legal and tax advisers before implementation.

This document is prepared using sources that Societe Generale Private Banking considers to be reliable and accurate at the time of its creation. Any and all information contained in this document may be amended without prior notice. In no event shall any Societe Generale Private Banking entity be held liable for any decision made by an investor on the basis of this information.

The contents of this page may not be reproduced, in whole or in part, without Societe Generale Private Banking's prior written consent. This document may not be disseminated in the US or to a US resident in any form whatsoever.

Before subscribing to any investment service or financial product, potential investors must read all of the information contained in the detailed documentation on the service or product being considered (prospectus, regulations, "Key Investor Information Document", Term Sheet, and contractual terms of the investment service), paying particular attention to that concerning the risks associated with the service or product.