Become a client

Are you a client? You should contact your private banker. 
You are not a client but would like to have more information about Societe Generale Private Banking? Please fill in the form below.

Local contacts

France : +33 (0) 1 42 14 20 00 (9am - 5pm)
Luxembourg : +352 47 93 11 1 (8:30am - 6pm)
Monaco : +377 97 97 58 00 (9/12am - 2/5pm)
Switzerland : Geneva +41 22 819 02 02
& Zurich +41 44 218 56 11 (8:30am - 5:30pm)

You would like to contact about the protection of your personal data?

Please contact the Data Protection Officer of Societe Generale Private Banking France by sending an email to the following address : protectiondesdonnees@societegenerale.fr.

Please contact Bieneke Russon, the Data Protection Officer of Societe Generale Bank & Trust Luxembourg by phone : +352-47.93.93.11.5046 or by sending an email to the following address : lux.dpooffice@socgen.com.

Please contact Julien Garnier, the Data Protection Officer of Societe Generale Private Banking Monaco by sending an email to the following address : list.mon-privmonaco-dpo@socgen.com

Please contact Omar Otmani, the Data Protection Officer of Societe Generale Private Banking Switzerland by sending an email to the following address : sgpb-gdpr.ch@socgen.com.

You need to make a claim?

 Any claim addressed to Societe Generale Private Banking France should be sent by e-mail to the following address : FR-SGPB-Relations-Clients@socgen.com or by mail to : 

Société Générale Private Banking France
Direction Commerciale
29 boulevard Haussmann CS 614
75421 Paris Cedex 9

The Bank will acknowledge your request within 10 days after receipt and provide a response to your claim within 60 days of receipt. If your request requires additional processing time (e.g. if it involves complex researches…), the Bank will inform you by mail. 

In the event that the response you receive does not meet your expectations, we suggest to contact : 

 

The Societe Generale Group’s Ombudsman

The Societe Generale Group’s Ombudsman can be contacted by the following website : mediateur.societegenerale.fr  or by mail :

Le Médiateur auprès de Société Générale
17 Cours Valmy 
92987 PARIS LA DEFENSE CEDEX 7
France

In reviewing any matter, the Ombudsman undertakes the consideration of both the client’s and the bank’s point of view, evaluates arguments from each of the parties and makes a decision in all fairness.

The Group’s Ombudsman will respond to you directly within two months of receipt of the written submissions of the parties relating to the claim.

 

The Ombudsman of the AMF

The Ombudsman of the Autorité des Marchés Financiers (AMF) can be contacted at the following address :

Médiateur de l'AMF, Autorité des Marchés Financier
17 place de la Bourse
75082 PARIS CEDEX 02
FRANCE


The Insurance Ombudsman

Please contact the Insurance Ombudsman : contact details must be mentioned in your insurance contract.

To ensure that your requests are handled effectively, any claim addressed to Societe Generale Bank & Trust should be sent to:

Private banking Claims department
11, Avenue Emile Reuter
L-2420 Luxembourg

The Bank will acknowledge your request within 10 days and provide a response to your claim within 30 days of receipt. If your request requires additional processing time (e.g. if it involves complex research), the Bank will inform you of this situation within the same 30-day timeframe.

In the event that the response you receive does not meet your expectations, we suggest the following :

Initially, you may wish to contact the SGBT Division responsible for handling claims, at the following address:

Corporate Secretariat of Societe Generale Bank & Trust
11, Avenue Emile Reuter
L-2420 Luxembourg

If the response from the Division responsible for claims does not resolve the claim, you may wish to contact Societe Generale Bank & Trust's supervisory authority, the Commission de Surveillance du Secteur Financier (Financial Sector Supervisory Commission) :

By mail: 283, Route d’Arlon L-1150 Luxembourg
By e-mail:direction@cssf.lu

 Any claim addressed to Societe Generale Private Banking Monaco should be sent by e-mail to the following address: servicequalite.privmonaco@socgen.com or by mail to our dedicated department : 

Societe Generale Private Banking Monaco
Middle Office – Service Réclamation 
11 avenue de Grande Bretagne
98000 Monaco

The Bank will acknowledge your request within 2 days after receipt and provide a response to your claim within 10 days of receipt. If your request requires additional processing time (e.g. if it involves complex researches…), the Bank will inform you of this situation within the same 30-day timeframe. 

In the event that the response you receive does not meet your expectations, we suggest to contact the Societe Generale Private Banking Direction that handles the claims by mail at the following address : 

Secrétariat Général de Societe Generale Private Banking Monaco 
11 avenue de Grande Bretagne 
98000 Monaco

Any claim addressed to the Bank can be sent by email to: sgpb-reclamations.ch@socgen.com
Clients may also contact the Swiss Banking Ombudsman : www.bankingombudsman.ch

  1. Societe Generale Private Banking
  2. Insights
  3. Financing luxury real estate - Expert Views

Financing luxury real estate - Expert Views

When we say Luxury – or Prime – real estate, we mean operations pertaining to the sale or acquisition of apartments, houses, buildings, mansions, manors or châteaux generally exceeding 2 million euros. Our expert Anthony Buneta gives you insights on how to finance this kind of exceptional property.

Financing exceptional real estate - Expert Views

Financing exceptional real estate asset requires a detailed review of the proposed project and how the property will be used. How can it be financed? How can we support you in such a project? Expert Views by Anthony Buneta.

Full script:

How can real estate be financed? 

Acquiring real estate, whether as a home or as an investment, represents a major step in our clients’ lives. Financing such as asset requires a detailed review of the proposed project and how the property will be used, so it is crucial to have the comprehensive support of experts dedicated to real-estate financing. At Societe Generale Private Banking, our financing teams are able to advise our clients and point them towards the solutions that are the best suited to their needs.

There are various possibilities in terms of real-estate financing:

  • financing within the framework of the acquisition of a real-estate asset by a physical person or by a corporate structure such as a property management company.

  • financing of a construction or renovation project pertaining to a real-estate asset.

  • refinancing of one or more existing real-estate debts.

Moreover should you be in need of liquidity to finance your lifestyle or carry out additional investments, the bank can study your credit request and the possibility of using as collateral your property at its market value.

Through its real-estate financing offer, Societe Generale Private Banking provides a variety of solutions and structuring schemes that range from a medium-term bullet loan (repayment of the capital borrowed at maturity) to a longer-term partially or fully amortising loan (up to 20 years or more). We offer fixed or variable interest rates.

The support of the bank and its teams is essential for your real-estate project to go smoothly. Real-estate experts will be mandated to undertake an appraisal of the property that is the subject of the financing or guarantee, reassuring the bank but also the acquirer regarding the quality of the real-estate asset in question. The bank’s credit teams will ensure seamless communication and close ties with the various people involved in implementing this type of project, including solicitors and lawyers. Lastly, rigorous monitoring is undertaken by the bank within the framework of the financing of work on a real-estate asset and also throughout the life of the loan in order to monitor its value on the market. Indeed, as soon as the loans are enforced, an appraisal will have to be carried out in accordance with current legislation, on residential property but also on commercial property.

How do we support and assist our clients?

Societe Generale Private Banking supports you with the backing of the strengths of the Societe Generale group and its real-estate agent subsidiaries as well as their international network of partners. These experts will help you with your search or the arbitrage of your exceptional properties, in complete confidentiality, and will give you access to their best offers.

If you would like to invest in or finance an exceptional property, please don’t hesitate to contact Societe Generale Private Banking so that your Private Banker can put you in contact with these real-estate professionals.

We are thus present by your sides and those of your usual advisers to recommend financing solutions that are best-suited to your real-estate project.

Anthony Buneta Mega-yacht and Business Jet Financing Societe Generale Private Banking Monaco
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